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Annual Report of the Board of Directors
89KB
Corporate Information
157KB
PREAMBLE
Who we are
83KB
Our value creation journey
83KB
Highlights of the Year
83KB
LEADERSHIP REVIEWS
Chairman’s Message
186KB
Managing Director/Chief Executive Officer’s Review
75KB
Chief Financial Officer’s Review
237KB
CDB IN ACTION
Our Business and Context
Our Business and Context
44KB
Surveying our operating context
44KB
Engaging with our stakeholders and identifying their concerns
43KB
Determining our priority material issues
63KB
Assessing our risks and opportunities
63KB
Business Model
63KB
Disrupt
Disrupt
63KB
Accelerating digital transformation
63KB
Fortifying IT governance and cybersecurity
63KB
Uninterrupted service through our technological partners
63KB
Empowering team members to thrive through technology
63KB
Impact
Impact
63KB
Towards a 1 million customer base
63KB
Building an engaged, productive team, and a thriving, ethical culture
63KB
Supporting sustainable and inclusive social development
63KB
Forging a cohesive ecosystem with stakeholders
63KB
Sustain
Sustain
63KB
Accelerating environmental sustainability through our core business
63KB
Internalising sustainability within the organisational culture
63KB
Reducing our carbon footprint
63KB
GOVERNANCE
Corporate Governance
650KB
BOD Profiles
197KB
Corporate Management Team
172KB
Management Team
650KB
Summarised Risk Report
197KB
Committee Reports
172KB
Statement of Directors’ Responsibility
650KB
Directors’ Statement on Internal Control over Financial Reporting
197KB
Auditors’ Assurance Report on the Directors’ Statement on Internal Control
172KB
FINANCIAL REPORTS
Financial Calendar
68KB
Financial Highlights
39KB
Independent Auditors’ Report
53KB
Statement of Profit or Loss and Other Comprehensive Income
45KB
Statement of Financial Position
57KB
Statement of Changes in Equity
95KB
Statement of Cash Flows
95KB
Notes to the Financial Statements
95KB
SUPPLEMENTARY REPORTS
Quarterly Statistics 2022-23
106KB
Value added Statement
46KB
Ten Year Statistical Summary
35KB
USD Accounts
34KB
Shareholder Information
40KB
Sustainability Assurance Report
44KB
GRI Index
448KB
Branch Network
40KB
Notice of Meeting
44KB
