Supplementary Reports
Ten Year Statistical Summary
| 2022/23 Rs. ’000 |
2021/22 Rs. ’000 |
2020/21 Rs. ’000 |
2019/20 Rs. ’000 |
2018/19 Rs. ’000 |
2017/18 Rs. ’000 |
2016/17 Rs. ’000 |
2015/16 Rs. ’000 |
2014/15 Rs. ’000 |
2013/14 Rs. ’000 |
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| Operating results | ||||||||||
| Revenue | 21,561,194 | 17,572,154 | 16,622,791 | 17,362,985 | 16,240,520 | 11,784,862 | 8,591,218 | 7,486,004 | 6,907,077 | 6,267,086 |
| Interest income | 20,133,427 | 15,194,413 | 14,877,242 | 15,636,833 | 14,174,517 | 10,117,149 | 7,587,180 | 6,647,024 | 6,251,533 | 5,895,604 |
| Interest expenses | 12,577,015 | 6,156,858 | 7,282,499 | 8,998,331 | 8,949,018 | 6,662,828 | 4,699,482 | 3,588,413 | 3,381,455 | 3,553,403 |
| Non-interest income | 1,427,767 | 2,377,741 | 1,745,549 | 1,726,152 | 2,066,003 | 1,667,713 | 1,004,038 | 838,980 | 655,544 | 481,482 |
| Operating expenses (Including VAT) |
6,489,960 | 6,147,352 | 5,873,339 | 6,092,731 | 5,180,136 | 3,435,217 | 2,664,235 | 2,643,648 | 2,574,201 | 2,093,715 |
| Profit before income tax | 2,494,219 | 5,267,944 | 3,466,953 | 2,271,923 | 2,111,366 | 1,686,817 | 1,227,501 | 1,253,944 | 951,420 | 729,968 |
| Income tax expense | 867,336 | 1,655,864 | 909,999 | 434,873 | 401,173 | 285,629 | 220,986 | 248,790 | 249,686 | 168,755 |
| Profit for the year | 1,626,883 | 3,612,080 | 2,556,954 | 1,837,050 | 1,710,193 | 1,401,188 | 1,006,515 | 1,005,154 | 701,734 | 561,213 |
| Liabilities and shareholders’ funds |
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| Deposits from customers | 62,875,226 | 52,216,802 | 48,999,341 | 43,305,775 | 47,222,578 | 44,709,832 | 32,601,836 | 30,887,693 | 27,079,134 | 24,518,193 |
| Borrowings | 21,292,801 | 31,494,028 | 26,822,967 | 32,657,672 | 30,817,488 | 19,195,517 | 13,032,648 | 12,345,820 | 4,824,245 | 4,314,338 |
| Other liabilities | 2,403,562 | 3,430,968 | 4,079,981 | 5,066,071 | 3,732,225 | 3,583,543 | 1,429,915 | 1,861,067 | 1,526,248 | 1,213,714 |
| Deferred taxation | 403,901 | 630,110 | 376,460 | 609,271 | 1,336,061 | 860,819 | 628,721 | 479,764 | 282,079 | 145,383 |
| Shareholders’ funds | 18,190,221 | 17,648,075 | 14,052,220 | 11,556,360 | 8,870,269 | 7,152,399 | 6,241,165 | 5,051,968 | 4,302,003 | 3,576,914 |
| Total liabilities and shareholders’ funds |
105,165,711 | 105,419,983 | 94,330,969 | 93,195,149 | 91,978,621 | 75,502,110 | 53,934,285 | 50,626,312 | 38,013,709 | 33,768,542 |
| Assets | ||||||||||
| Loans and receivables to customers (Net) |
76,476,889 | 78,725,310 | 75,058,331 | 72,422,827 | 71,582,081 | 59,438,349 | 43,189,010 | 38,538,920 | 29,378,799 | 25,724,945 |
| Cash and short term funds | 20,134,612 | 18,403,020 | 11,089,139 | 11,889,393 | 14,150,350 | 10,749,272 | 5,695,608 | 7,765,844 | 4,734,541 | 3,168,727 |
| Property, plant and equipment | 4,965,289 | 4,256,548 | 3,090,338 | 2,950,554 | 2,384,016 | 2,029,222 | 1,839,091 | 1,606,958 | 1,421,343 | 1,004,471 |
| Other assets | 3,588,921 | 4,035,105 | 5,093,161 | 5,932,375 | 3,862,174 | 3,285,267 | 3,210,576 | 2,714,590 | 2,479,026 | 3,870,400 |
| Total assets | 105,165,711 | 105,419,983 | 94,330,969 | 93,195,149 | 91,978,621 | 75,502,110 | 53,934,285 | 50,626,312 | 38,013,709 | 33,768,542 |
| Ratios | ||||||||||
| Growth in income (%) | 23 | 6 | (4) | 7 | 38 | 37 | 15 | 8 | 8 | 45 |
| Growth in interest expenses (%) | 104 | (15) | (19) | 1 | 34 | 42 | 31 | 6 | 5 | 49 |
| Growth in other expenses (%) | 6 | 5 | (4) | (10) | 51 | 29 | 1 | 3 | 23 | 52 |
| Growth in profit after Tax (%) | (55) | 41 | 39 | 7 | 22 | 39 | 1 | 43 | 25 | 15 |
| Growth in total assets (%) | (0.2) | 12 | 1 | 1 | 22 | 40 | 7 | 33 | 13 | 38 |
| Earnings per share (Rs.) | 23.29 | 51.75 | 36.64 | 26.32 | 30.05 | 25.8 | 18.53 | 18.51 | 12.92 | 10.33 |
| Return on average assets (%) | 1.55 | 3.62 | 2.73 | 1.98 | 2.04 | 2.17 | 1.93 | 2.27 | 1.96 | 1.93 |
| Dividend per share (Rs.) | 5.00* | 3.75 | 7.50 | - | 5.00 | 5.00 | 3.50 | 3.50 | 3.50 | 3.00 |
*Proposed