|
AGM
|
Annual General Meeting
|
|
AFS
|
Available-for-sale
|
|
ALCO
|
Assets and Liabilities Committee
|
|
BAC
|
Board Audit Committee
|
|
BCC
|
Board Credit Committee
|
|
BCP
|
Business Continuity Plan
|
|
BHRRC
|
Board Human Resources & Remuneration Committee
|
|
BIRMC
|
Board Integrated Risk Management Committee
|
|
BNC
|
Board Nomination Committee
|
|
BRPTRC
|
Board Related Party Transactions Review Committee
|
|
CAR
|
Capital Adequacy Ratio
|
|
CASL
|
Institute of Chartered Accountants of Sri Lanka
|
|
CBSL
|
Central Bank of Sri Lanka
|
|
CCF
|
Credit Conversion Factor
|
|
CEO
|
Chief Executive Officer
|
|
CFM
|
Close Family Members
|
|
CFO
|
Chief Financial Officer
|
|
COO
|
Chief Operating Officer
|
|
CRO
|
Chief Risk Officer
|
|
CSE
|
Colombo Stock Exchange
|
|
DRP
|
Disaster Recovery Plan
|
|
EGM
|
Extraordinary General Meeting
|
|
ESOP
|
Employee Share Ownership Plan
|
|
EVE
|
Economic Value of Equity
|
|
EAD
|
Exposure at Default
|
|
ECL
|
Expected Credit Losses
|
|
FIS
|
Fixed Income Securities
|
|
FS
|
Financial Statements
|
|
FX
|
Foreign Exchange
|
|
FY
|
Financial Year
|
|
FVTPL
|
Fair Value Through Profit or Loss
|
|
GDP
|
Gross Domestic Product
|
|
GOSL
|
Government of Sri Lanka
|
|
GRI
|
Global Reporting Initiative
|
|
HFT
|
Held-for-trading
|
|
HR
|
Human Resources
|
|
HTM
|
Held-to-maturity
|
|
IMF
|
International Monetary Fund
|
|
IRMD
|
Integrated Risk Management Department
|
|
IRR
|
Interest Rate Risk
|
|
KRI
|
Key Risk Indicators
|
|
KMP
|
Key Management Personnel
|
|
LCB
|
Licensed Commercial Bank
|
|
LCR
|
Liquidity Coverage Ratio
|
|
LSB
|
Licensed Specialised Bank
|
|
LGD
|
Loss Given Default
|
|
LKAS
|
Sri Lanka Accounting Standards
|
|
LTV
|
Loan to Value Ratio
|
|
NFR
|
Net Flow Rate
|
|
NII
|
Net Interest Income
|
|
NIM
|
Net Interest Margin
|
|
NPA
|
Non-Performing Assets
|
|
NPL
|
Non-Performing Loans
|
|
OCI
|
Other Comprehensive Income
|
|
PAT
|
Profit After Tax
|
|
PBT
|
Profit Before Tax
|
|
PD
|
Probability of Default
|
|
ROA
|
Return on Assets
|
|
ROE
|
Return on Equity
|
|
RPT
|
Related Party Transactions
|
|
RWA
|
Risk Weighted Assets
|
|
SEC
|
Securities and Exchange Commission of Sri Lanka
|
|
SLFRS
|
Sri Lanka Financial Reporting Standards
|
|
SME
|
Small and Medium Enterprise
|
|
SLAR
|
Statutory Liquid Assets Ratio
|
|
VaR
|
Value at Risk
|
|
YoY
|
Year-on-Year
|
