Supplementary Reports

Quarterly Statistics 2022-23

	2022/23				2021/22
	30 June 2022	30 September 2022	31 December 2022	31 March 2023	30 June 2021	30 September 2022	31 December 2021	31 March 2022
Statement of profit or loss (Rs. ’000)
Revenue	4,518,452	5,021,965	5,947,031	6,073,746	3,762,157	4,382,100	4,427,919	4,999,978
Net interest income	2,035,891	1,617,109	1,955,337	1,948,075	1,801,362	2,070,984	2,381,676	2,783,533
Total operating income	2,208,761	1,910,653	2,390,814	2,473,951	2,208,761	2,910,322	2,951,984	3,344,229
Net operating income	2,275,477	1,874,746	2,229,451	1,793,387	1,780,908	2,625,464	2,810,014	3,003,765
Non-interest expenses	1,426,038	1,433,806	1,625,363	1,193,635	1,160,806	1,321,566	1,399,862	1,069,973
Profit before tax	849,439	440,940	604,088	599,752	620,102	1,303,898	1,410,152	1,933,792
Income tax expense	250,000	80,000	274,247	263,089	175,000	360,000	348,550	772,314
Profit for the period	599,439	360,940	329,841	336,663	445,102	943,898	1,061,602	1,161,478
Statement of financial position (Rs. ’000)
Total assets	107,895,704	107,509,665	104,857,610	105,165,711	93,586,498	92,684,007	96,873,639	105,419,983
Loans and advances to customers	80,038,919	80,564,008	77,642,886	76,476,889	73,963,677	74,080,553	76,520,471	78,725,310
Deposits and borrowings	84,082,126	83,386,258	83,052,657	83,335,925	75,334,040	74,285,543	76,964,147	82,908,327
Shareholders’ funds	17,407,227	17,589,224	18,012,039	18,190,221	14,416,737	15,066,677	16,317,239	17,648,075
Key ratios
Net assets value per share (Rs.)	249.19	251.79	257.85	260.40	206.56	215.88	215.88	252.63
Return on average shareholders’ equity (Annualised) (%)	13.68	10.90	9.65	9.08	12.51	19.08	19.08	22.79
Net Non-performing loans ratio* (%)	3.55	4.67	5.61	5.12	2.86	1.80	1.34	0.11
Core capital adequacy ratio (Tier I)	14.56	15.17	15.61	16.23	11.70	12.88	12.88	15.16
Total Capital Adequacy Ratio (Tier I and II)	16.46	17.28	17.46	17.35	14.72	15.90	15.90	17.07

*Non-performing loans ratio calculated based on 120 DPD in 2023 and 150 DPD in 2022.